💳 Fintech & BNPL

23 brands checked for UK consumers

14 Legit 7 Caution 2 Avoid
← All categories
Buy Now Pay Later and fintech apps handle your money and personal data. We check FCA regulation status, data practices, and the true cost of credit before you sign up.
Starling
91
✓ Legit
Monzo
90
✓ Legit
Wise
87
✓ Legit
Moneybox
82
✓ Legit
Revolut
79
✓ Legit
Chip
78
✓ Legit
Freetrade
78
✓ Legit
Trading 212
78
✓ Legit
Curve
76
✓ Legit
Klarna
76
⚠ Caution
Clearpay
74
⚠ Caution
Kraken
74
✓ Legit
Plum
74
✓ Legit
Coinbase UK
72
✓ Legit
Creditspring
72
✓ Legit
eToro UK
72
✓ Legit
Zilch
68
⚠ Caution
Laybuy
60
⚠ Caution
Payl8r
58
⚠ Caution
Binance
52
⚠ Caution
OKX
52
⚠ Caution
Forge of Traders UK
22
✗ Avoid
Fynla
22
✗ Avoid